1 in 8 Drivers Is Uninsured — Is Your Policy Ready?

It's one of those statistics that's easy to shrug off until it applies to you: roughly 1 in 8 drivers on U.S. roads today is uninsured.

That means there's a real chance that if you're in an accident that isn't your fault, the other driver may have no insurance to cover your medical bills, lost wages, or vehicle repairs. In states with lower minimum coverage requirements or higher rates of lapsed policies, that number climbs even higher.

This is exactly the gap uninsured motorist coverage is built to close. It's an add-on to your own auto policy that protects you when the other party can't. Depending on your state and provider, it can also extend to underinsured drivers — people who have insurance, just not enough of it to cover the damage they caused.

The coverage is often inexpensive relative to the protection it provides, which is part of why it's so commonly overlooked. Most people don't think about it until they need it — and by then, it's too late to add.

If you're not sure whether uninsured motorist coverage is part of your policy, it's worth checking. UPIX can pull up your current auto policy and walk you through exactly what protection you have.

Click the button for a free policy check.