Your home is more than just a property; it's the place where you make memories.
Your home isn't just a piece of property; it's where you make memories, where your family grows, and where your dreams take shape.
That's why having homeowners insurance isn't a luxury; it's a necessity to protect what you value most.
Whether it's your first home, a rental property, or your primary residence, we help you find the right coverage that fits your budget and real-world needs.
What Does Homeowners Insurance Cover?
Homeowners insurance protects you against common risks that may affect your home or belongings.
Our policies include:
Damage to the home structure: Covers fire, storms, vandalism, and other unforeseen events.
Damage to or loss of personal belongings: From your furniture to your electronic devices.
Liability: Protection if someone suffers an accident on your property.
Additional housing expenses: If your home becomes uninhabitable, it covers the cost of temporary lodging.
Optional coverages: Damage from flooding, earthquakes, or theft of belongings from outside the home.
Why Do You Need Homeowners Insurance?
Because unexpected events can happen at any time. A minor accident can represent significant financial losses if you're not protected.
Having your policy active allows you to:
Avoid unexpected expenses for repairs or reconstruction.
Protect your most important investment: your home.Live with peace of mind knowing your family and belongings are covered.Meet the requirements of your mortgage (if your property is financed).Home insurance is more than an obligation: it's a way to protect your future.
Types of Properties We Insure
We offer flexible coverage based on the type of property you own:
Primary residence
Investment or rental properties
Condominiums or apartments
Vacation homes or second homes
New homes under construction
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Homeowner
Homeowner insurance provides financial protection for your home and personal belongings against damages or losses caused by events such as fire, theft, vandalism, and certain natural disasters. It typically covers the structure of your home, detached structures like garages or sheds, personal property, liability protection for injuries occurring on your property, and additional living expenses if you are temporarily unable to live in your home due to covered damage. With homeowner insurance, you can secure your investment and reduce the financial impact of unexpected events that may affect your property.
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Rental Property
Rental property insurance provides landlords with essential protection for their investment properties. This coverage typically includes property damage protection for the physical structure caused by perils such as fire, storms, vandalism, and certain natural disasters. It also offers liability coverage in the event a tenant or visitor suffers an injury on the premises and holds the landlord responsible. Additionally, rental property insurance may cover loss of rental income if the property becomes uninhabitable due to a covered event. Optional add-ons can include coverage for landlord personal property, legal expenses, and protection against tenant-caused damage. Securing rental property insurance helps landlords mitigate financial risks and maintain stability in their rental business.
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Builders Risk / Vacant / Remodeling
Builders Risk Insurance
Protect your construction project from unexpected damage or loss with builders risk insurance. This coverage safeguards materials, equipment, and temporary structures, giving you peace of mind throughout the building process.Vacant Property Insurance
Own a vacant property? Our vacant property insurance shields your empty home or commercial space from risks like vandalism, theft, and weather damage until it’s occupied again.Remodeling Insurance
Renovating your home or business? Remodeling insurance covers potential damages and liability during construction, ensuring your investment and property stay protected every step of the way. -
Commercial Property
Protect your multi-unit rental or mixed-use property with comprehensive commercial property insurance. Our coverage safeguards your building, equipment, and belongings against damages from fire, theft, vandalism, and more—helping you maintain your investment and keep your tenants secure. Get the right protection tailored to your unique property needs.
Benefits of Insuring Your Home With Us
Choosing our agency means choosing transparency, closeness, and genuine advice.
We specialize in serving the Latino community, guiding each client step by step with empathy and trust.
Advantages that make us your best option:
Personalized advice in your language (Spanish and English).Plans tailored to your budget.We work with recognized and reliable insurance companies.Prompt, friendly, and professional service.Policy review and updates at no additional cost.Support before, during, and after a claim.Our mission is for you to understand what you're signing and feel completely confident in your policy.