5 Things Your Auto Insurance May Not Cover

Many drivers assume that having “full coverage” means they’re protected in every situation — but that’s not always the case.

In reality, standard auto insurance policies may not include certain types of coverage unless they are added separately. Here are five common gaps to be aware of:

• Mechanical breakdowns

• Flood or water damage (if comprehensive coverage isn’t included)

• Rideshare driving (Uber/Lyft)

• Custom parts or vehicle modifications

• Personal belongings inside your car

Understanding what your policy includes — and what it doesn’t — can help you avoid unexpected costs after an accident or claim.

Know what you’re covered for

👉 Call (908) 845-7722 or request a FREE policy review today