Commercial trucking insurance for owner-operators

Why Trucking Insurance Isn't One-Size-Fits-All
Whether you're hauling as an owner-operator or managing a small fleet, generic commercial auto policies often miss the coverage that actually matters on the road.

What Trucking Coverage Should Include
Cargo insurance to protect what you're hauling, liability coverage for accidents involving your rig, and physical damage coverage for the truck itself. Depending on your operation, you may also need non-trucking liability or bobtail coverage for when you're driving without a load.

Common Gaps Owner-Operators Miss
Many drivers assume their standard commercial auto policy covers everything — until a claim reveals it doesn't cover cargo loss or downtime.

Built Around How You Actually Drive
UPIX works with owner-operators and small fleets to build coverage around real routes, real cargo, and real risk — not a generic template.

Ready to check your coverage? Click the button to get your free trucking insurance quote.