Thankful and Protected: Why This Thanksgiving Is the Perfect Time to Review Your Insurance Coverage (2025 Edition)

As Thanksgiving 2025 approaches, families across the U.S. are preparing for gatherings, travel, and well-deserved rest. It’s a time to reflect on what truly matters — health, family, stability, and peace of mind.
But here’s something many people overlook: your insurance coverage is part of what protects all those blessings.

This Thanksgiving, while you count your blessings, take a moment to make sure they’re protected. Whether it’s your home, your car, your business, or your family’s health, reviewing your insurance policy before the new year can make a big difference.

1. Why Thanksgiving Is the Best Time to Reevaluate Your Insurance

The end of the year brings a natural opportunity to pause and reflect. As you gather with family, it’s also the ideal time to review your financial protection. Here’s why:

🍁 New year, new rates: Many insurers adjust premiums in January — reviewing coverage now helps you prepare.
🍁 Life changes: Maybe you moved, bought a car, started a business, or added a family member this year. Your insurance should reflect those updates.
🍁 Holiday risks: From kitchen fires to travel accidents, Thanksgiving week is one of the highest claim periods in the U.S.
🍁 Peace of mind: Nothing feels better than knowing your loved ones and your assets are fully protected heading into 2026.

2. Home Insurance: Protecting What Matters Most

Thanksgiving often means a full house — guests, cooking, decorations, and celebrations. But it’s also when home insurance claims spike due to:

🔥 Kitchen fires (the #1 cause of Thanksgiving claims)
💧 Water damage from leaks or frozen pipes
💡 Electrical overload from holiday lights and appliances

✅ Tip: Review your homeowner’s policy to make sure it covers fire damage, guest injuries (liability), and temporary lodging if something unexpected happens.
If you’re renting, renter’s insurance offers the same protection for your personal belongings.

3. Auto Insurance: Stay Safe on the Road

More than 55 million Americans travel for Thanksgiving — and accidents increase by nearly 25% during the holiday week.

🚗 Make sure your auto insurance includes roadside assistance, collision, and comprehensive coverage — especially if you’re driving long distances.
🚗 Ask your agent about holiday discounts or telematics programs for safe drivers.
🚗 If you’re lending your car to visiting family, verify they’re covered under your policy.

4. Health and Life Insurance: Protecting Your Family Beyond the Holidays

Thanksgiving reminds us how important our loved ones are — and health and life insurance help protect that love year-round.

❤️ Health insurance: With open enrollment season active through early 2026, now’s the time to review your plan, compare options, and make sure your family has the best coverage possible.
💛 Life insurance: A conversation about life insurance may feel heavy, but it’s a powerful way to express gratitude — ensuring your family’s future security.

5. Business and Commercial Insurance: Thankful for Stability

If you’re a business owner or contractor, Thanksgiving is a great time to reflect on your success — and ensure it’s secure for 2026.

🏢 Review your business insurance policy for property, liability, and workers’ compensation coverage.
🏢 Check for cyber liability protection, especially if you handle online payments during Black Friday or Cyber Monday sales.
🏢 Make sure your certificates and licenses are up to date for tax season.

6. Give Yourself the Gift of Peace of Mind

As you celebrate Thanksgiving 2025, remember: being thankful goes hand in hand with being prepared.
Insurance isn’t just a policy — it’s protection for the people and things you love most.

So before the year ends:
✅ Review your policies.
✅ Ask about new discounts.
✅ Make sure your coverage matches your life today.

Because gratitude feels even better when it’s secure.

This Thanksgiving, take a moment to give thanks for the protection and stability insurance provides. At Upix Agency, we’re thankful for every client who trusts us to protect what matters most.

Contact us today for a free policy review before the new year — and start 2026 with peace of mind, knowing your coverage is ready for whatever comes next.