Liability and PIP
Review bodily-injury/property-damage liability and personal injury protection under New Jersey's Basic or Standard choices. Ask which limits actually appear on a proposal.
UPIX Insurance · Union township, Union County
Live in Union Township, Union County, and comparing an existing policy? UPIX's Elizabeth team can help separate a renewal price change from a change in limits, drivers, or deductibles.
One physical office: 729 Edgar Rd, Elizabeth, NJ 07202. English and Spanish assistance. A quote request does not bind or change coverage.
Leer esta página de Union Township en españolStart your auto quote
Step 1 of 2Tell us a little about you and your vehicle to get started.
Your circumstances, not a generic city price
Before switching, check the declarations page for your household's listed drivers, vehicle garaging addresses and selected coverages. Union Township here means the municipality in Union County, not another New Jersey town named Union.
Bring your declarations page to the follow-up conversation—do not upload sensitive documents in the initial form.
Start with your name, ZIP code, contact preference, language, and vehicle year/make/model. A VIN, driver details, and history may be needed later through an appropriate channel; do not send Social Security numbers, payment details, or full license numbers in the initial form.
Understand the differences
Review bodily-injury/property-damage liability and personal injury protection under New Jersey's Basic or Standard choices. Ask which limits actually appear on a proposal.
Collision and comprehensive are separate options, subject to carrier and policy terms. A deductible affects what you pay after a covered loss.
Disclose garaging, drivers, delivery or rideshare use. Insurer approval, coverage, terms and rates are not guaranteed.
Practical answers
Every situation is different. Contact UPIX to review the actual terms offered to you.
Yes. This page refers to Union Township, Union County, NJ. UPIX's only office is in Elizabeth.
Check the old and new declarations for limits, deductibles, listed drivers, vehicles and the period covered—not just the payment amount.
No. A quote request is not coverage. Confirm the replacement policy and effective date before changing an existing policy.
It may be one factor. Compare identical coverages and ask what changed; eligibility and insurer pricing also matter.
Our one office
Hours: Monday–Friday, 9:00 AM–5:00 PM ET; Saturday–Sunday closed. Holiday hours may differ; call before visiting.
Next step
Tell us the basics; an online request does not activate coverage.